Dualism in the Enforcement of Mortgage Rights over Disputed Objects: A Study between Parate Execution and Executorial Beslag

Authors

  • Aslan Noor Universitas Pasundan, Bandung, Indonesia
  • Alsa Mala Khoerunnisa Universitas Pasundan, Bandung, Indonesia
  • Rina Rosmiati Universitas Pasundan, Bandung, Indonesia
  • Suci Rahmawati Universitas Pasundan, Bandung, Indonesia
  • Tara Devilia Hidayati Universitas Pasundan, Bandung, Indonesia

DOI:

https://doi.org/10.33751/jhss.v10i2.192

Keywords:

Mortgage Rights, parate execution, executorial beslag, disputed object, legal certainty

Abstract

The enforcement of Mortgage Rights in Indonesia is essentially intended to provide legal certainty for creditors in obtaining repayment of receivables when debtors default. However, in practice, the enforcement of Mortgage Rights over disputed objects continues to raise legal issues, particularly due to the dualism between the mechanisms of parate execution and executorial beslag. This study aims to analyze the legal regulation of parate execution and executorial beslag, examine the dualism of their implementation in judicial practice, and assess the legal certainty of Mortgage Rights enforcement over disputed objects. This research employs a normative juridical method with statutory, conceptual, and case approaches. The legal materials used consist of primary, secondary, and tertiary legal materials, which are analyzed through descriptive qualitative analysis. The results of the study indicate that Law Number 4 of 1996 concerning Mortgage Rights has provided a legal basis for creditors to carry out enforcement through parate execution and executorial title. However, in judicial practice, the enforcement of disputed objects often still involves the court through the mechanism of executorial beslag. This condition creates inconsistency in the application of law and affects legal certainty for creditors, debtors, and third parties. Therefore, regulatory harmonization and consistency in judicial practice are needed so that the enforcement of Mortgage Rights can be carried out effectively, fairly, and with balanced legal protection for all parties.

References

[1] Fadilah, N. A. (2025). Legal protection for third parties in the enforcement of Mortgage Rights. Jurnal Yustisi, 11(2), 120–137.

[2] Hariansyah, M. R. Y., & Harun, M. (2024). Parate executie of Mortgage Rights: Decision of the North Jakarta District Court Number 561/Pdt.G/2019/PN Jkt.Utr. Muamalah, 10(2), 164–176.

[3] Hernoko, A. Y. (2022). Contract law: The principle of proportionality in commercial contracts. Kencana.

[4] Herziene Indonesisch Reglement (HIR).

[5] Indonesian Civil Code.

[6] Kurniawan, A., & Arya, D. P. (2025). The effectiveness of Mortgage Rights enforcement in resolving non-performing loans. Commerce Law Journal, 8(2), 211–228.

[7] Marzuki, P. M. (2021). Legal research (Revised ed.). Kencana.

[8] Muhaimin. (2020). Legal research methods. Mataram University Press.

[9] Otto, J. M. (2020). Legal certainty in developing countries. National Law Commission.

[10] Minister of Finance Regulation Number 122 of 2023 concerning Guidelines for Auction Implementation.

[11] Minister of Finance Regulation Number 213/PMK.06/2020 concerning Guidelines for Auction Implementation.

[12] Poesoko, H. (2023). Mortgage Rights law in Indonesia. Prenadamedia Group.

[13] Posner, R. A. (2022). Economic analysis of law. Wolters Kluwer.

[14] Prihatanto, R. I., Firza, M., & Kristiwanto, G. (2026). Settlement of Mortgage Rights enforcement over disputed collateral objects between debtors and third parties. Unes Journal of Swara Justisia, 9(4), 734–745.

[15] Rahardjo, S. (2021). Legal science. Citra Aditya Bakti.

[16] Ramadhan, R. M. (2024). Dualism in the enforcement of Mortgage Rights between parate executie and court authorization. Notaire Review, 6(1), 88–104.

[17] Rechtsreglement voor de Buitengewesten (RBg).

[18] Sidharta, B. A. (2021). Reflections on the structure of legal science. Mandar Maju.

[19] Siregar, D. A., & Hidayat, T. (2024). Problems of parate execution of Mortgage Rights over disputed objects in Indonesian judicial practice. Jurnal Ius Constituendum, 9(1), 55–71.

[20] Sjahdeini, S. R. (2021). Mortgage Rights: Principles, main provisions, and issues faced by banking institutions. Prenadamedia Group.

[21] Soekanto, S. (2021). Factors influencing law enforcement. Rajawali Pers.

[22] Soekanto, S., & Mamudji, S. (2009). Normative legal research: A brief overview. RajaGrafindo Persada.

[23] Suparji. (2021). Security rights in financing. UAI Press.

[24] Tektona, R. I., Ali, M., & Suindro, A. (2023). Legal certainty of execution auctions of Mortgage Rights objects based on parate executie. Jurnal Hukum dan Sosial Politik, 1(3), 66–89.

[25] Law Number 4 of 1996 concerning Mortgage Rights over Land and Objects Related to Land.

[26] Usman, R. (2024). Law of land security rights: Mortgage Rights. Literasi Nusantara Abadi Grup.

Downloads

Published

08-06-2026

How to Cite

Noor, A., Khoerunnisa, A. M., Rosmiati, R., Rahmawati, S., & Hidayati, T. D. (2026). Dualism in the Enforcement of Mortgage Rights over Disputed Objects: A Study between Parate Execution and Executorial Beslag. JHSS (Journal of Humanities and Social Studies), 10(2), 889–895. https://doi.org/10.33751/jhss.v10i2.192

Similar Articles

<< < 1 2 3 4 > >> 

You may also start an advanced similarity search for this article.

Most read articles by the same author(s)